Acceptance of Terms:
When you access this site, you acknowledge that you have read and agree to abide by the terms described below. If you do not agree to the terms discussed here, you should exit this site now.

Copyright:
Everything on this site is copyrighted. The copyrights are owned by Swish It or the original creator of the material. However, you are free to view, copy, print and distribute Swish It Free Templates (only) from this site, as long as:
1. The material is used for information only.
2. The material is used for non-commercial purposes only.
3. Copies of any material include Swish It's copyright notice.
4. If you intend to use any material copyrighted by Swish It for a commercial purpose please contact us at: designsbydion@cs.com. We encourage the free distribution of our information and welcome your inquiries.

Trademarks:
While this Web site may contain links to third-party sites, Swish It is not responsible for the content of any linked sites. Swish It provides these links as a convenience and does not answer for the companies or contents of any linked sites.
Third Party and the Third Party logos are trademarks or service marks of that Third Party. You may not use these or any other Third Party's trademarks or service marks without the written permission of that Third Party.

No Warranty:
While Swish It attempts to provide accurate information on this Web site, it assumes no responsibility for accuracy. Swish It may change the information on the site, or the products mentioned, at any time without notice.

Material:
On this site is provided "as is" and does not constitute a warranty of any kind, either express or implied. Swish It disclaims all warranties, expressed or implied. This includes but is not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. It also includes any expressed or implied warranties arising from any course of dealing, usage or trade practice.

Free Templates Created By Swish It:
Created by Swish It.com are free to use and to learn with.
The templates may be used for personal or business web sites but you may not put them on a diskette, CD, web site or any other medium and offer them for redistribution or resale without prior written consent.
You are authorized to make any necessary modification(s) to our Free web page templates to fit your purposes.
Our free web page templates and free web page layouts are provided "as is" without warranty of any kind, either expressed or implied. In no event shall our juridical person be liable for any damages including, but not limited to, direct, indirect, special, incidental or consequential damages or other losses arising out of the use of or inability to use our free web page templates.

Our company reserves the right to change or modify these terms with no prior notice.
All images within these templates are used as placecards and must be replaced with your own images. The templates are offered "as is" without warranty of any kind, either expressed or implied.
Please Note that we do not offer design support for our free templates. You are responsible for editing and modifying these free downloaded templates.
If you wish to add our templates as free downloads on your web site, please contact us. Here

Discounted Swishmax Templates:
These discounted SWiSHmax Website Templates are fully-functional, royalty-free SWiSHmax templates that can be easily customized to suit your needs. They are yours to do as you please.
YOU WILL NEED SWISHMAX THE PROGRAM TO EDIT THESE TEMPLATES!
You are responsible for editing and modifying these discounted templates. Images are placecards and should be replaced with your own.
We do not offer support on discounted templates! That is why they are discounted!

IF YOU ARE GONNA PAY VIA ECHECK PLEASE READ BELOW:
This eCheck Payment will remain "Uncleared" until the funds have cleared from the sender's account, which usually takes 4 business days. If you are shipping an item, please do not ship your item until the funds have cleared into your PayPal account. You will be notified by email when the funds have cleared into your PayPal balance.

Privacy:
Signing up for Swish It's newsletter or our feed:
This is a free newsletter that will enable us you let you know when new free templates are added, swish effects, banners and other web design elements.
There is no log in or membership fees at Swish It.
We do not pass on your information to anyone, for any reason! So, if your gonna sign up and use a bogus email, save your time and our time!

Google DoubleClick DART cookie
Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

If you have not opted out of third-party ad serving, the cookies of other third-party vendors or ad networks may also be used to serve ads on your site, and should be disclosed in your privacy policy as well.

Because publisher sites and laws across countries vary, we're unable to suggest specific privacy policy language. However, you may wish to review resources such as the Network Advertising Initiative, or NAI, which suggests the following language for data collection of non-personally identifying information:

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

You can find additional information in Appendix A of the NAI Self-Regulatory principles for publishers (PDF). Please note that the NAI may change this sample language at any time.

Thank You
The Swish It Staff